What comes to mind when you think about borrowing money? A long, exhausting application process, right? Wrong.
Complete with an in-depth look at your credit report, bank accounts, references and employment history. If you've ever made a financial mistake in your life (and who hasn't), you're probably going to be denied. And when you're in a cash crunch and seriously in need of extra money, this can be extremely daunting.
Luckily, you have another option. It's called a car title loan. Title loans in Maryland Heights are loans that use the value of your car to secure your loan instead of your credit history. You must hold the title to a vehicle in your own name to qualify. These loans are excellent for people dealing with:
That's because we never have to check your credit to approve you for a title loan! Fill out a simple application, bring us the title to your car and walk away with the money you need. It's as easy as that. You still get to drive your car, and as soon as you finish paying off your loan, we hand your title right back to you.
We have a handy loan estimate tool right here on the website. Just plug in the stats on your vehicle, including the make, mileage and year, then type in your own information. We'll just need your name, cell phone number, email address and zip code to get started. Then we'll show you how much money you might be able to borrow based on what your car is worth. The actual amount might vary a little depending on the condition your car is in.
If you like what you see, as so many of our customers do, it's time to proceed to the full application. This won't take long at all. One of our friendly, professional loan reps will give you a call at your convenience to discuss exactly what you're looking for. They'll take other pertinent information at that time: your address, your source of income, etc. You can complete nearly all of the application over the phone; you'll only have to visit one of our convenient St. Louis locations to drop off your original title and pick up your money.
Many states have outlawed car title loans because of the practices of some unscrupulous lenders. However, title loans in St. Louis and the surrounding areas are completely legal. We offer competitive interest rates and repayment plans that can stretch as long as 42 months. We want to make it easy for you to pay off your loan. In fact, if you decide to pay early, we don't charge any penalty fees.
Having the option of getting title loans in Maryland Heights is important for many people. Not everyone has access to credit through traditional lines. When a financial emergency crops up, those with imperfect credit might have nowhere else to turn. That's why we're here.
No matter what your situation is, let us loan you the money to help you out with it. Our customers have used their money to take care of all kinds of situations, such as:
Not that you have to be in a serious situation to get a loan with us. Some of our customers have used the money to take vacations to destinations they never thought they'd see! Whatever your needs, fill out our quick online application and see how much money you qualify for today!
St. Louis Car Title Loans